
How to do Whatsapp Payment for sending and receiving money


Whatsapp application software payment for sending and receiving money. Image by antonbe from Pixabay
Information Education:
How to do Whatsapp Payment for sending and receiving money
Whatsapp Pay is an enabled feature for money transfers
Do you know you can use Whatsapp application software to send money to and receive money from others with ease? How does one set up Whatsapp Payment with his or her phone for transferring and receiving money? We shall see how in this post.
Whatsapp Payment is an enabled feature for users of Whatsapp’s online social medium platform. The Whatsapp Payment feature is built upon the country’s Unified Payments Interface (UPI) also called Virtual Payment Address (VPA) framework to facilitate money transfer. Actually, WhatsApp Pay has joined a growing list of UPI-powered payments services — which include Google Pay, Flipkart’s PhonePe, PayTM, and dozen more — to allow users to send and receive money interbank free of charge in a fast and secure manner.
This interbank money transfer service is a huge development for Whatsapp which is owned by Facebook to tap into e-commerce opportunities, a market niche beyond messaging capabilities.
Requirements for setting up of Whatsapp Payment for sending and receiving money
A Whatsapp app user needs the latest version of WhatsApp for Android OS (for Android mobile phone users) or the latest version for iOS (for iPhone and iPad users) as well as have his or her WhatsApp number linked to his or her bank account.
Watch Video on How to set up Whatsapp Payments for Sending and Receiving Money
How to set up WhatsApp Payment for sending and receiving money
How does one enable or set up Whatsapp Payment – a form of digital payment through a messaging platform? Here are the 5 simple steps:
Step 1: Open Whatsapp application software installed on the home screen of your Android OS or iOS device
Step 2: Tap the action overflow menu, select ‘Setting’ and tap ‘Payment’.
Step 3: Tap ‘Payment’, select ‘Add new payment method’
Step 4: Select ‘Accept’
Step 5: Select your bank from the list
Step 6: Tap ‘Verify’ or ‘Allow’ via SMS to verify the phone number attached to the bank account and to authenticate your account.
Step 7: Tap ‘Done’ to finish setting up WhatsApp Pay
Wait for the verification process to finish. Once done, your bank details will be added below Payment methods.
Whatsapp Pay – Choose Payment Option. Image credit: youtube.com
How to make Whatsapp Payment to UPI app users – Whatsapp, PhonePe, or Google Pay users.
With WhatsApp Payments, you can make a transfer to any UPI app users on Whatsapp, PhonePe, or Google Pay platform. So you can send money to other users both on Whatsapp Pay and on other platforms.
Steps on to send money to a UPI Whatsapp user
Step 1: Open a Whatsapp chat with the contact you wish to send the money to and move to Settings.
Step 2: Tap the attachment or clip icon and then tap Payment, type the desired transfer amount and tap ‘Enter’.
Step 3: Select the amount you want to send (You can write a note of the transaction details)
Step 3: Enter your UPI pin to complete the payment.
A message is displayed instantly in the conversation window as a confirmation that the transaction is completed.
Steps on to send money to other UPI app users like PhonePe or Google Pay
Step 1: Open a Whatsapp chat with the contact you wish to send the money to and move to Settings.
Step 2: Tap ‘New Payment’
Step 3: Tap Send to a UPI ID, enter the UPI ID
Step 4: Tap ‘Enter’ and wait for verification to be completed.
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